Can't find something?

We're here to help.

Send us an email at:

contact@michiganumc.org

and we'll get back with you as soon as possible.

Health Plans

Looking for 2019 Michigan Conference Health Care information? Click here.

Eligibility

For the Detroit Annual Conference policy click here to download the PDF and check your eligibility.
For the West Michigan Conference policy click here to download the PDF and check your eligiblity.

Detroit Annual Conference

Medical
Partnering with our vendors we provide health plans and a health reimbursement account to help cover needs that arise from medical situations.

Blue Cross Blue Shield of Michigan: Blue Cross Blue Shield of Michigan is Michigan’s largest health insurer and has the state’s largest health care network. It is a company founded on a tradition of affordable, quality health care for everyone, improving the present and investing in the future. Click here to go to BCBS of Michigan.

Health Reimbursement Account (HRA): The Detroit Conference has combined a high deductible Blue Cross medical plan with a Health Reimbursement Account (HRA) that will reimburse out-of-pocket expenses for deductible and coinsurance only. Office Visit copays, outpatient visit copays, and prescription drugs are not reimbursable under the HRA.

Click here for more information on the Detroit Conference HRA.
HRA-Claim-Form for the Detroit Conference HRA Claim Form.

Click here for the Detroit Conference 2018 Member Enrollment Guide.
Click here for the 2018 Detroit Conference health insurance rates.
Click here for the Detroit Conference health care policy.

Prescription
The Detroit Conference provides helpful vendored services that help in obtaining prescription medication while helping with costs and coverage. Click here for a summary of the Detroit Conference prescription drug program.

CVS/Caremark: Provided by CVS/Caremark, prescriptions are subject to the copays (click the Prescription Drug Program link below for the chart). All major chains are part of the network as are several of the independent pharmacies. For a list of these pharmacies please go to www.caremark.com. You will receive a prescription card separate from your medical card to use for obtaining prescriptions at your pharmacy. Click here for more information on the Detroit Conference Prescription Drug Program.

CanadaRXPro: We invite you to use our Canadian pharmacy partner Global Health Management to fill your 90 day supply of maintenance medications! Click here to find out more how this works.

MedTipster (Generic Prescriptions): You also have an option for obtaining some generic prescriptions free. When you enroll in the Detroit Annual Conference medical and prescription benefits you will automatically receive a MedTipster ID card. The MedTipster ID card can be used at all pharmacies except Walgreens and CVS to obtain free generic medications. For step by step directions, click here.

Dental
The Detroit Conference dental coverage with Guardian gives you access to one of the largest networks of dental providers in the country at a negotiated cost. Click here for more information on the Detroit Conference plan.

Guardian no longer consistently sends members ID cards for their dental and/or vision insurance. They have moved to an online approach for your dental and vision ID cards. Employees covered under these plans can visit the “Forms and Materials” section of www.GuardianAnytime.com to quickly and easily print out an image of your card to bring with you to your first visit. If you do not have an ID card you can provide the employees Social Security Number to verify benefits. Click here for further directions.

Vision
Eye care is a vital component of a healthy lifestyle. With vision insurance, having regular exams and purchasing contacts or glasses is simple and affordable. The coverage is inexpensive, yet the benefits can be significant!

VSP proves a rich, flexible plan that allow you to safeguard your health while saving you money. Review your plan options and see why vision insurance may be a great benefit for you. Click here to learn more about the Detroit Conference vision program.

To Manage Your Benefits:
Go to www.GuardianAnytime.com to access secure information about your Guardian benefits including access to an image of your ID Card. Your on-line account will be set up within 30 days after your plan’s effective date.

To Find a Vision Provider:
Visit www.GuardianAnytime.com. Click on “Find A Provider”; You will need to know your plan and vision network, which can be found on the first page of your vision benefit summary.

Need Further Assistance?
Call the Guardian Helpline (888) 600-1600, weekdays, 8:00 AM to 8:30 PM EST. Refer to your member ID (social security number) and your plan number: 381464.

Please call the VSP Helpline if you need to use your benefits within 30 days of plan effective date.

Teladoc
Teladoc gives you 24/7/365 access to U.S. board-certified doctors through phone or video consults. It does not replace your primary care physician but is an affordable option for quality care.

Teladoc-Summary  to learn more about Teladoc
Click here or call 1-800-835-2362 to connect to a doctor anytime.

Flexible Spending Accounts (FSA)
A Flexible Spending Account (also known as a flexible spending arrangement) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. Click here for the Detroit Conference FSA packet.

  • You can use a medical Flexible Spending Account (FSA) to pay for copayments, deductibles, some drugs, and some other health care costs. FSAs are limited to $2,550 per year.
  • You don’t have to pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
  • You can use funds in your FSA to pay for certain medical, dental, and vision expenses, including copayments and deductibles. See a list of generally permitted medical, dental, and vision expenses.
  • FSAs are available only with job-based health plans. Employers may make contributions to your FSA.
  • You can’t spend FSA funds on insurance premiums.

Questions?
Contact Rev. Donald Emmert, Director of Conference Benefits and Human Resources at demmert@michiganumc.org.

West Michigan Conference

Medical
Partnering with our vendors we provide health plans and a health reimbursement account to help cover needs that arise from medical situations.

Cofinity: Cofinity, an Aetna subsidiary, offers specialized products and services to employers, third-party administrators (TPAs), insurance companies and other health plans. Click here  to find a doctor.

  • Click here for the 2018 health insurance rates for the West Michigan Conference.
  • Click here  for the West Michigan Conference Benefits Guide.

Prescription
The West Michigan Conference provides helpful vendored services that help in obtaining prescription medication while helping with costs and coverage.

Magellan: Magellan Rx Management is a full-service pharmacy benefit manager (PBM) that expands beyond traditional core services to help our customers and members solve complex pharmacy challenges by connecting them to the people, technology and information they need to make smarter healthcare decisions. To log in to Magellan, click here.

MedTipster (Generic Prescriptions): You also have an option for obtaining some generic prescription free. When you enroll in the Detroit Annual Conference medical and prescription benefits you will automatically receive a MedTipster ID card. The MedTipster ID card can be used at all pharmacies except Walgreens and CVS to obtain free generic medications. For step by step directions, click here.

Dental
When you enroll in the West Michigan Conference health plan, you are automatically enrolled in the dental plan with Delta Dental. The Delta Dental plans are members of the Delta Dental Plans Association, a nationwide system of independently operated dental health service plans. Together, the plans provide coverage to more than 73 million Americans and operate two of the nation’s largest networks of participating dentists. Click here  to find a dentist.

Vision
When you enroll in the West Michigan Conference health plan, you are automatically enrolled in the vision plan with VSP. The personalized eye care from a VSP network doctor helps you see well, stay healthy and maximize your individual potential. That vision drives everything we do. Click here to find a doctor.

Flexible Spending Accounts (FSA)
A Flexible Spending Account (also known as a flexible spending arrangement) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. Click here  for the West Michigan Conference FSA enrollment form.

  • You can use a Flexible Spending Account (FSA) to pay for copayments, deductibles, some drugs, and some other health care costs. FSAs are limited to $2,550 per year.
  • You don’t have to pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
  • You can use funds in your FSA to pay for certain medical, dental, and vision expenses, including copayments and deductibles. See a list of generally permitted medical, dental and vision expenses
  • FSAs are available only with job-based health plans. Employers may make contributions to your FSA.
  • You can’t spend FSA funds on insurance premiums.

Questions?
Contact John Kosten, Benefits Coordinator, at jkosten@michiganumc.org.

BenePro Logo

The Detroit Annual Conference of The United Methodist Church uses BenePro for our third-party administrators.

“Founded in 1990, BenePro is one of Southeast Michigan’s premier employee benefit advisory firms. At BenePro, we focus first on process and integration with all other Human Resource functions. By streamlining the more mundane processes, we are able to work with your team on the important areas in your benefit plans – cost, communication and compliance. This can make a real difference in helping you achieve your best possible outcomes from your plan. A Charter Partner with United Benefit Advisors, BenePro is able to deliver the best of both worlds – the personal touch of a local firm with the strength and resources of a large national firm.” – benepro.com

Do you have questions?
Contact Teresa Edwards at tedwards@hrpro.biz or
248-581-0292

Do you have claim questions?
Contact Erin Faszcewski at erin@benepro.com or
248-581-0279

Need to update your address?
Contact Donald Emmert, Director of Conference Benefits and Human Resources at demmert@michiganumc.org

Varipro Logo

West Michigan Conference of The United Methodist Church uses Varipro for their third-party administrators. As a third-party administrator (TPA), Varipro assists organizations through customized employee and/or retiree healthcare benefit plans.

Click here for the West Michigan Conference Benefits Guide.
Click here for the West Michigan Conference health insurance enrollment form.
Click here for the FSA claim form.

Do you have questions or claims?
Call Varipro at 1-800-732-3412.